<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url><loc>https://theindianinsider.com/business/how-epf-interest-rate-is-set-trustees-to-accounts/</loc><news:news><news:publication><news:name>The Indian Insider</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-12T11:20:45Z</news:publication_date><news:title>EPF Rate for 2025-26 Recommended at 8.25%, Awaiting Finance Ministry and Government Notification</news:title><news:keywords>Personal finance, Governance</news:keywords></news:news></url>
  <url><loc>https://theindianinsider.com/money/how-income-tax-refunds-are-paid-and-why-some-stall/</loc><news:news><news:publication><news:name>The Indian Insider</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-12T11:20:21Z</news:publication_date><news:title>Lakhs Await Income Tax Refunds for Assessment Year 2025-26; Unvalidated Bank Accounts, Old Dues Stall Payment</news:title><news:keywords>Income tax, Personal finance</news:keywords></news:news></url>
  <url><loc>https://theindianinsider.com/india/cabinet-approves-rabi-2026-27-fertiliser-subsidy/</loc><news:news><news:publication><news:name>The Indian Insider</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-11T16:15:20Z</news:publication_date><news:title>Cabinet Approves Fertiliser Subsidy Rates for Rabi 2026-27, Tentative Budget ₹62,370 Crore</news:title><news:keywords>Agriculture, Governance</news:keywords></news:news></url>
  <url><loc>https://theindianinsider.com/politics/how-electoral-trusts-route-party-donations-section-29c/</loc><news:news><news:publication><news:name>The Indian Insider</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-11T11:28:21Z</news:publication_date><news:title>Electoral Trusts Gave Parties ₹3,826 Crore in 2024-25; BJP Got 82.5%, ADR Finds</news:title><news:keywords>Elections, Election Commission, Governance</news:keywords></news:news></url>
</urlset>
